#49 - Tim Neill, Chief Risk Officer (Real Time Payments & Apps) at Mastercard
This week’s guest is Tim Neill, Mastercard’s Chief Risk Officer for Real-time Payments and Applications. After studying Police and Criminal Justice Studies, Tim came to the UK twenty years ago straight out of university and was offered a consulting role at Goldman Sachs. Cutting his teeth in London’s fast-paced trading environment, assessing risk, resilience and security for world-renowned banks, Tim began specialising in the payments sector, culminating in his lead risk role at global payments provider Mastercard. Tim chats to Gareth at Mastercard’s London offices about his career journey, the UK’s global position in payments, the future innovation of real-time payments at a cross-border level and Mastercard's work to create a global standard for payments and how this is helping develop payment infrastructure in countries worldwide. 01:34 - Background05:12 - Tim’s role at Mastercard08:02 - Getting into payments as a specialism08:47 - Significant changes in the last 8 years10:55 - Getting more countries equipped with realtime payment services 14:40 - Plans to create a global standard of payments18:31 - Kenyan M-Pesa21:02 - What is MasterCard taking forward from the pandemic? 22:40 - Will innovation suffer from reduced workplace interaction?24:27 - Outside of fintech, what is Tim most excited about? 28:27 - Life outside of work31:18 - Advice to the 21 year old Tim32:18 - Tim’s inspirations