IFB192: Navigating An Impending Crash, Investing Your Emergency Fund

Welcome to the Investing for Beginners podcast. In today’s show we discuss: * How to navigate an impending stock market crash, and time in the market versus timing the market* Building your portfolio with a mix of value and growth stocks* A brief overview of commercial paper* Different ideas to invest your emergency funds For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Transcript Announcer (00:02): I love this podcast because it crushes your dreams and getting rich quickly. They got me into reading stats for anything you’re tuned in to the Investing for Beginners podcast led by Andrew Sather and Dave Ahern with step-by-step premium investing guidance for beginners. Your path to financial freedom starts now Dave (00:33): All right, Folks, welcome to the Investing for Beginners podcast. Tonight, we have episode 192; we’re going to go back to our listener questions and read a few great ones that we got recently and do our little give and take and answer them. So I’m going to go ahead and read the first question. It’s a bit long, but there are some important parts here. So bear with me for a moment. So I have; Hi Andrew, I’m a new avid listener and a fan of your podcast because investing just seems smart. And I want to know everything. I’m in my early twenties and want to start that slow growth drip style. However, this sparked a conversation between my boyfriend and I seeing as, as the stock market is about to crash and inflation is soaring. He thinks it would be incredibly dumb to begin now because I wouldn’t put in enough initially to survive the crash with my means; I would be looking at investing between 50 to $150 a month. Dave (01:26): So my question for you is what would happen if I had $150 worth of a stock that went to zero and below, would it ever come back when the market slowly returns, or would that money be wasted? You’ve always mentioned that the stock market always returned stronger and that even people who invest in bad times come out ahead, do the froth in the market, but my boyfriend. So that’s only if enough is invested and not to lose the stock entirely. Do you think it is wise or stupid to begin investing now in the current economic state for slightly m...