Ray Gillenwater talks to John Kawauchi (60 years old) about a past shoulder injury, how he rehabbed with Starting Strength, financial advice for preparing for retirement, and life insurance. 01:35 Summary of John's shoulder injury 04:44 Rotator cuff tear 05:56 Everyday life with a shoulder injury 07:50 Will's approach to PT 11:06 Starting numbers 16:18 Retirement planning 18:40 What would you tell your old self? 21:19 Training together with family 30:31 How to prepare for retirement - financials 34:02 Maximize your income 36:22 Things that are not correlated will make your portfolio safer 41:14 Don't invest in something you don't understand 47:15 Life insurance advice