Mortgage Lending Q&A With Akhil Mair- HMOs, Build-to-Rent, Commercial Valuations & Much More

Akhil Mair is the managing director of Our Mortgage Broker- a specialist property finance brokerage. He has worked with a number high profile property investors within the UK. He deals with a range of financial services, from traditional BTL options, to bespoke commercial and residential solutions.  In this episode we dive into a Q&A on mortgage lending for property investors. We discuss all things BTL and touch on many creative strategies- From HMO lending, Build-to-Rent, commercial valuations and more. Akhil talks about lender criteria and what they can look for, in terms of the investor and the properties. Finally, Akhil provides an update and his view on the current mortgage market. Enjoy! *************** Get in contact. Email- [email protected]   Timestamps below, if you want to jump to a certain question or area of discussion.   9.50- Can you get a BTL without owning your own home?   17.22- What criteria do the lenders look for in the property itself?   19.21- Do you need experience to get an HMO mortgage?   26.07-How does stress testing work?   31.56-What to consider when buying in an LTD?   33.10-Build-to-Rent & lender exposure issues.   41.03- What is the 6-month rule & how it can affect remortgaging?   46.10- Commercial valuations