Should You Be Telling Clients To Buy Right Now? • Learning With A Lender • Joel Schaub

Welcome to the June episode of Learn With A Lender with Joel Schaub of Guaranteed Rate! In this episode Joel describes that there so much more to lending than rates and payments! Joel and D.J. discuss renting vs buying a property and Joel gives three topics to discuss with clients when making this decision. Joel discusses refinancing and how to add value to your clients through taking care of them even years after their purchase. Last, Joel discusses the importance of having a trusted partner in lending in order to help you offer better services to your clients. If you’d prefer to watch this interview, click here to view on YouTube! Joel can be reached at [email protected] and 773.654.2049. Transcript D.J. Paris 0:00On this episode of Keeping it real is brought to you by Joel Schaub at guaranteed rate. As a realtor it's important to partner with only the most trusted name in mortgage lending. Joel has 1000s of satisfied clients and gives $1,500 of his commission. Back to your buyers on every closing. He is known for his ability to close even complex deals start to finish in only 14 days to learn what 1000s of others already know. Make a note to call Joel at 773-654-2049 or email [email protected] Guaranteed Rate is an equal housing lender licensed in all 50 States Consumer Access Number 2611 And now on with the show. Hey, welcome to another episode of Keeping it real the largest podcast made by real estate agents and for real estate agents. My name is DJ Parris, I am your guide and host through the show. And today once again, is our monthly series our monthly series that is extremely popular called Learn with a lender with Joel shop from guaranteed rate. Now Joel is the vice president of lending at guaranteed rate. And he has been doing loans at a high level since 2003. And it's gotten to that level because of what he does specifically for agents, which is he gives back part of his commission to the buyer on every transaction. Last year alone, Joe gave back almost $300,000 in closing costs to buyers who worked with them. And that put Joe's volume in the top 1/10 of 1% of all lenders nationwide. And that's out of 400,000 loan officers, right. He's actually currently ranked number 137 out of that 400,000 in production. Last year alone, he closed 535 sales. This was his highest amount ever, or 535 transactions, we should say highest amount ever for for one year. And already this year. So we are in almost the end of June. At this point he has closed 329 transactions for 133 million, it looks like he will even exceed what he did last year which is beyond incredible. So if you are looking for a loan officer, we cannot highly more highly recommend Joel he is the very best we've ever worked with. He can be reached at a couple of different ways. Number one is to email him, you can email him at Joel at Jay [email protected]. Again, [email protected]. Or you can shoot him a text or call him at 773-654-2049 Let's say hello to the biggest Cubs fan. I know and they are playing again and you go visit them. So you have probably been very busy. But welcome Joel. Joel Schaub 2:49Hey, thanks so much for having me, DJ and all the numbers in the accolades. That's all fantastic. It even surprises me hearing them sometimes where we're at.