7 - Kind regards!? Our guide to email etiquette and are early repayment charges a penalty for being frugal?

Alien concept: Early repayment charges (ERC)What is an ERC?Why is an ERC needed?How is it worked out?What type of finance does it apply to?Why are you penalised for repaying debt early?Is it ever worth paying an ERC? Penny for your thoughts Email etiquetteWhat is the best way of addressing someone on email?How formal should you be if you have never met someone/met someoneHow should you sign off an email?Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss. About usThe In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.Support this show http://supporter.acast.com/inforapennypodcast. Hosted on Acast. See acast.com/privacy for more information.