Townsend Creek in Suwanee, Increased Tax Assessments, & Gift Funds For A Down Payment

In this segment, I feature Townsend Creek in Suwanee in the Neighborhood Spotlight, and answer the listener questions asking, "OMG, we got our tax assessment in the mail and the value has increased so much that our mortgage payment will surely be going up drastically. What can we do?" and, "We have been saving for a down payment on our dream home but it seems to be a moving target with rates rising. We’ve heard of gift funds but what does that mean and exactly how does that work?"