Finding Sellers Willing to Negotiate, Forbearance Volume Dips, Forced Landscaping, & What is DTI?

In this segment, Cleve talks about Where to find sellers willing to negotiate in Atlanta, Forbearance Volume Dips With Uptick in Job Market, and answers listener questions, "My Homeowners Association is making me add mulch to my landscaped beds in the front yard. What gives them the right to do this?", and "What is a DTI. My lender says my DTI is OFF and I can’t qualify for a mortgage at this time."