FMOOD 0358: Debt by Design

Discover today how credit card companies and other similar entities try to keep us in debt and why. There are many different ways that credit card companies will utilize different perks, fee discounts, rate discounts, and other schemes to make us not only feel that their credit card is part of our financial well-being but will also be something that we should get used to using on an ongoing basis.   The simple truth is that credit card companies and similar entities do studies on the purchasing habits of most people, and they target those people who fit their ideal profiles accordingly. It truly is a data game, and we have to realize that when we get an offer in the mail or in our inbox, it's not meant to be an invitation to be friends. It's almost always a targeted marketing strategy to rope us into being yet another source of revenue for them.   It's time to take back control from these credit card companies, personal loan companies, and similar entities. It's time to change the rules of the game in our favor from us paying interest from being in debt to earning interest by paying off debt and getting into prosperity. God bless.